Welcome to CG Innovative Insurance & Multiservices. By using our website or any of our services, you agree to the following terms and conditions. If you do not agree, please discontinue use immediately.

1. Services We Provide

We offer the following services:

• Auto, home, health, life, and business insurance

• Tax preparation and filing, ITIN applications/renewals

• Multiservices including notary, translations, business registrations, and more

2. Client Responsibilities

By using our services, you agree to:

• Provide accurate and complete information

• Review all documents before submission or signature

• Understand that incorrect information may result in denied claims or penalties, for which we are not responsible

3. Payments & Refunds

• Insurance Policies: Payments are processed directly with carriers; refund policies are governed by each provider

• Tax & Multiservices: Due to the nature of these services, all sales are final and non-refundable once the service is completed

4. Liability Disclaimer

• We operate as an independent agency and do not issue policies ourselves

• We are not responsible for final decisions made by carriers, tax agencies, or other third parties

• All content provided on our website is informational and should not be considered legal or financial advice

SMS Terms & Conditions

As required by mobile carriers and The Campaign Registry (TCR), we provide the following SMS policy:

Consent for SMS Communication

We collect phone numbers for service-related messaging only. Information obtained via SMS consent will not be sold or shared with any third parties for marketing.

Types of SMS Messages You May Receive:

• Appointment confirmations and reminders

• Service updates or instructions (e.g., “Thank you for confirming. I have proceeded to remove the 2017 GMC.”)

• Customer service replies

• Updates related to orders, documents, or insurance coverage

• Job applicant communication (e.g., application status or onboarding details)

Standard Messaging Disclosure:

Message and data rates may apply. You can opt-out at any time by texting STOP. For assistance, text HELP or visit our full privacy policy and terms online:

🔗 https://www.cginnovative.com/privacy-policy
🔗 https://www.cginnovative.com/terms-conditions

7. Changes to Terms

We reserve the right to update these Terms & Conditions at any time. Continued use of our website or services indicates acceptance of any modifications.

For questions or support:
📍 6924 South Freeway, Suite B, Fort Worth, TX 76134
📞 (817) 800-2266
📧 cgonzalez@cginnovative.com